/* MDS resource family: quiet inputs, forest answers, orange next actions. */
@font-face { font-family: Outfit; src: url('/assets/fonts/outfit-variable.ttf') format('truetype'); font-style: normal; font-weight: 100 900; font-display: swap; }
:root { color-scheme: light; --page: #fbfdfc; --ink: #143e38; --muted: #4d6961; --green: #236e5f; --mist: #eaf4ef; --line: #c5d9cf; --orange: #ffae73; --orange-light: #fff0e2; --orange-ink: #4c2a17; --error: #9a332b; }
* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 24px; }
body { margin: 0; background: var(--page); color: var(--ink); font: 17px/1.55 Outfit, system-ui, sans-serif; }
a { color: inherit; text-underline-offset: 4px; }
input { font: inherit; }
:is(a, input, summary) { -webkit-tap-highlight-color: transparent; }
:focus, :focus-visible { outline: none; box-shadow: none; }
html[data-keyboard-nav] :is(a, summary):focus-visible { background-color: #d9eee4; color: var(--ink); }
h1, h2, h3, p { margin: 0; }
h1, h2, h3 { font-weight: 500; letter-spacing: -.04em; line-height: 1.12; }
h2 { font-size: clamp(29px, 3.5vw, 36px); }
h3 { font-size: 25px; }
p { color: var(--muted); }
img { display: block; max-width: 100%; }
[hidden] { display: none !important; }
.wrap { width: min(760px, calc(100% - 48px)); margin-inline: auto; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: absolute; top: -100px; left: 20px; z-index: 2; padding: 12px 20px; background: var(--ink); color: white; }
.skip-link:focus { top: 10px; }
.site-header { height: 80px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 10px; font-size: 17px; font-weight: 600; line-height: 1.08; letter-spacing: -.025em; text-decoration: none; }
.site-header nav { display: flex; align-items: center; gap: 30px; font-size: 15px; }
.site-header nav > a:not(.button) { text-decoration: none; }
.site-header nav > a:hover { text-decoration: underline; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 50px; padding: 13px 25px; border-radius: 100px; background: var(--orange); color: var(--orange-ink); font-size: 16px; font-weight: 550; line-height: 1.2; text-decoration: none; white-space: nowrap; transition: background-color .12s, transform .12s; }
.button:hover { background: #ffbd8d; }
.button:active, summary:active { transform: scale(.98); }
.button-small { min-height: 44px; font-size: 15px; padding: 10px 18px; background: var(--orange-light); }
.button-dark { background: var(--ink); color: var(--page); }
.button-dark:hover { background: var(--green); }
.hero { padding-block: 42px 46px; }
.hero h1 { font-size: clamp(36px, 4.7vw, 48px); }
.hero h1 span { color: var(--green); display: block; }
.hero > p { max-width: 720px; margin-top: 20px; font-size: 20px; }
.calculator-layout { display: grid; grid-template-columns: minmax(0, 1fr); gap: 24px; }
.inputs-panel { min-width: 0; border: 1px solid var(--line); border-radius: 28px; padding: 30px; background: white; }
fieldset { margin: 0; padding: 0; border: 0; min-width: 0; }
fieldset + fieldset { margin-top: 30px; padding-top: 26px; border-top: 1px solid var(--line); }
legend { padding: 0; margin-bottom: 20px; font-size: 24px; letter-spacing: -.025em; font-weight: 500; }
.step-number { display: inline-grid; place-items: center; vertical-align: middle; width: 30px; height: 30px; margin-right: 8px; border-radius: 50%; background: var(--orange-light); color: #8b471d; font-size: 15px; font-weight: 600; }
.units-note { margin: -5px 0 22px; font-size: 13px; }
.field-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
label { display: block; font-size: 14px; font-weight: 500; line-height: 1.4; min-width: 0; }
input { display: block; width: 100%; min-width: 0; min-height: 48px; border: 1px solid #adc5b8; border-radius: 9px; background: white; color: var(--ink); padding: 10px 12px; margin-top: 8px; font-size: 18px; font-weight: 400; font-variant-numeric: tabular-nums; }
input[aria-invalid=true] { border-color: var(--error); background: #fff8f6; }
.field-error { display: block; margin-top: 7px; color: var(--error); font-size: 12px; font-weight: 400; }
.field-help { margin-top: 12px; font-size: 13px; }
.other-costs { margin-top: 26px; }
.example-note { margin-top: 24px; font-size: 12px; }
.results-panel { padding: 30px; border-radius: 28px; background: var(--ink); color: #f5fcf8; min-width: 0; font-variant-numeric: tabular-nums; }
.results-panel h2 { font-size: 25px; }
.main-result { margin-top: 28px; }
.main-result > span, .plan-results span { display: block; color: #c5dbd3; font-size: 14px; }
.main-result output { display: block; margin-top: 2px; color: var(--orange); font-size: clamp(52px, 5vw, 72px); font-weight: 500; letter-spacing: -.05em; line-height: 1.14; overflow-wrap: anywhere; }
.plan-results { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; padding-block: 22px; margin-top: 16px; border-block: 1px solid #52776d; }
.plan-results > div { min-width: 0; }
.plan-results output { display: block; margin-top: 7px; font-size: clamp(27px, 3vw, 38px); letter-spacing: -.035em; line-height: 1.15; overflow-wrap: anywhere; }
.result-guidance { margin-top: 22px; padding: 19px; border-radius: 16px; background: #244f45; }
.result-guidance h3 { font-size: 19px; letter-spacing: -.02em; }
.result-guidance p { color: #e1ece7; margin-top: 8px; font-size: 14px; }
.result-guidance[data-status=loss], .result-guidance[data-status=covered] { background: var(--orange-light); color: var(--orange-ink); }
.result-guidance[data-status=loss] p, .result-guidance[data-status=covered] p { color: var(--orange-ink); }
.breakdown-heading { margin-top: 27px; font-size: 20px; letter-spacing: -.02em; }
.breakdown { margin: 18px 0 0; font-size: 14px; }
.breakdown > div { display: flex; justify-content: space-between; align-items: baseline; gap: 20px; margin-top: 10px; }
.breakdown dt { color: #c5dbd3; }
.breakdown dd { margin: 0; text-align: right; overflow-wrap: anywhere; max-width: 52%; }
.breakdown .total { border-top: 1px solid #52776d; margin-top: 16px; padding-top: 13px; font-weight: 500; }
.breakdown .total dt { color: #f5fcf8; }
.result-note { margin-top: 13px; color: #c5dbd3; font-size: 12px; }
.notice { padding: 16px; margin-bottom: 20px; border-radius: 12px; background: var(--orange-light); color: var(--orange-ink); }
.pricing-guide { padding-block: 64px; }
.explanation-grid { display: grid; grid-template-columns: minmax(0, 1fr); gap: 28px; margin-top: 28px; }
.formula { background: var(--mist); padding: 32px; border-radius: 24px; }
.formula h3 { font-size: 21px; }
.formula p { font-size: 15px; margin-top: 13px; }
.formula strong { display: block; font-size: clamp(25px, 2.7vw, 34px); font-weight: 500; letter-spacing: -.025em; margin-top: 22px; }
.explanation-copy p + p, .plan-explanation p + p { margin-top: 15px; }
.explanation-copy strong, .plan-explanation strong { color: var(--ink); font-weight: 550; }
.plan-explanation { max-width: 830px; margin-top: 44px; }
.plan-explanation h3 { margin-bottom: 16px; }
.resources { padding-block: 16px 20px; }
.resource-grid { display: grid; grid-template-columns: minmax(0, 1fr); gap: 20px; margin-top: 28px; }
.resource-card { border-radius: 28px; overflow: hidden; text-decoration: none; background: var(--mist); min-width: 0; transition: transform .15s; }
.resource-card:active { transform: scale(.985); }
.resource-photo { display: grid; grid-template-columns: .75fr 1fr; }
.resource-photo img { width: 100%; height: 100%; min-height: 260px; object-fit: cover; }
.resource-copy { padding: 34px; display: flex; flex-direction: column; align-items: start; justify-content: space-between; gap: 28px; height: 100%; }
.resource-copy h3 { font-size: clamp(27px, 2.5vw, 34px); }
.resource-copy span { font-size: 14px; text-decoration: underline; text-underline-offset: 5px; }
.resource-orange { background: var(--orange); color: var(--orange-ink); }
.faq { padding-block: 60px; }
.faq h2 { margin-bottom: 28px; }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { padding: 22px 4px; cursor: pointer; font-size: 20px; font-weight: 500; transition: transform .12s; }
.faq details p { max-width: 850px; padding: 0 4px 24px; }
.closing { padding: 32px; border-radius: 28px; background: var(--mist); }
.closing .button { margin-top: 24px; }
.closing h2 { font-size: clamp(29px, 3vw, 40px); max-width: 700px; }
.closing p { margin-top: 16px; max-width: 650px; }
.site-footer { display: flex; justify-content: space-between; align-items: center; gap: 24px; padding-block: 40px; font-size: 14px; }
@media (max-width: 767px) {
  .wrap { width: calc(100% - 32px); }
  .site-header { height: 74px; }
  .site-header nav > a:not(.button) { display: none; }
  .brand { font-size: 14px; }
  .brand img { width: 32px; height: 32px; }
  .button-small { font-size: 13px; padding-inline: 14px; }
  .hero { padding-block: 30px 34px; }
  .hero h1 { font-size: clamp(36px, 7.5vw, 48px); }
  .hero > p { font-size: 18px; margin-top: 18px; }
  .inputs-panel, .results-panel { padding: 24px 20px; border-radius: 24px; }
  legend { font-size: 22px; }
  .field-grid { gap: 16px 12px; }
  label { font-size: 13px; }
  .main-result output { font-size: 62px; }
  .plan-results output { font-size: 34px; }
  .pricing-guide { padding-block: 60px; }
  .formula { padding: 26px; }
  .resource-grid { gap: 18px; }
  .resource-copy { padding: 28px; }
  .resource-photo { display: grid; grid-template-columns: .7fr 1fr; }
  .resource-photo img { display: block; min-height: 230px; }
  .resource-photo .resource-copy { padding: 24px; }
  .resource-copy h3 { font-size: 29px; }
  .faq { padding-block: 60px; }
  .faq summary { font-size: 18px; }
  .closing { padding: 30px; }
  .site-footer { flex-wrap: wrap; padding-block: 30px; }
}
@media (max-width: 380px) {
  .resource-photo { display: block; }
  .resource-photo img { display: none; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
  .button:active, summary:active, .resource-card:active { transform: none; }
}